Mortgage Loan Officer (Finance)

Security First Bank is a Nebraska-chartered, privately held community bank with 25 branch locations and 12 insurance offices throughout Nebraska and southwest South Dakota. We provide community banking services from the farm and ranch towns in rural Nebraska to the hub cities of Lincoln and Rapid City. Each branch is managed locally, and our employees are part of the communities we serve. This gives us valuable, local perspective and a personal commitment to servicing your financial needs.
Security First strives to improve the lives of the families and business we serve with creative, high-quality financial services. We believe that attention to detail, flexible and innovative services and remarkable customer care are the pillars of successful community banking, and we've been committed to those standards since our founding.
In 1898, nine ranchers in northwestern Nebraska started Stockmens National Bank of Rushville, Nebraska. Fast-forward 125 years, Stockmens National Bank – now known as Security First Bank – has grown to encompass 25 bank branch locations, 12 insurance offices, one loan production office, and employs nearly 300 people throughout Nebraska and southwest South Dakota.
For 125 years, we've been “the bank” of our communities. As we celebrate and reflect on our history, we remain committed as ever to meeting the financial needs of the families and businesses we serve – now and for generations to come.

Apply Today. Grow with us at Security First Bank and find your future in banking. We treat you right.

Looking for a career where you have evenings off to do the things that you enjoy? Do you like a professional office environment with Federal Holidays and Sundays off?

We are looking for friendly smiling faces to join our mortgage team. To be considered as an applicant please complete and sign the online application form. If you were not linked to our application form for a signature, please check your inbox for a clickable link to create a password for your account. To be considered as an applicant please complete and sign the online application form at the Security First Bank web site. For additional information or paper application accommodation please stop by 120 N 6^th, Beatrice NE 68310 or call 402-223-4041

Role:

The Mortgage Loan Officer provides services to customers and prospective customers seeking all types of loans. Types of loans services include a combination of any of the following: consumer, installment and mortgage. Extremely limited credit authority under the guidance of Branch President.

Essential Functions & Responsibilities:

• Reviews loan requests in assigned areas, makes loans and manages loan portfolio.
• Makes credit investigations.
• Calls on customers and potential customers.
• Works with lending team to process loan documentation and record keeping.
• Maintains strictest confidentiality.
• Promotes bank's services and makes referrals to other bank departments.
• Performs other job-related duties as assigned.

Performance Management:

• Provide informed, prompt, accurate service and support to all customers and associates.
• Process customer transactions in accordance with bank policy.
• Troubleshoot and resolve customer and internal inquiries in a timely and accurate manner.

Knowledge, Skills and Abilities:

Education and/or Experience.

• Associate degree in Accounting, Business/Ag Management or related field.
• Minimum of two years' lending experience required.
• Ability to analyze financial statements.

Interpersonal Skills.

• Work involves extensive personal contact with others and is usually of a personal or sensitive nature.
• Ability to handle high volume of work and work closely with lending team.
• Strong customer service skills and enjoys working with the public.

Certificates, Licenses, Registrations: SAFE Act Licensing Requirements.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the job duties of this position the employee would occasionally be required to carry loads up to and including 24 lbs. It is occasionally necessary to bend, reach above shoulder level, kneel, balance and push/pull equipment. Firm grasping/fine manipulation with the right/left hand is necessary. In an 8-hour day, the employee can expect to sit about 6 hours.

Work Environment:

This Job Description is not a complete statement of all duties and responsibilities comprising this position.

Security First Bank is an Affirmative Action and Equal Opportunity Employer, Minority / Female / Disabled / Veteran / Gender Identity / Sexual Orientation.

Employer paid benefits for full time status: PTO (vacation and sick pay), Paid Holidays (Federal), Employer Paid: EAP (Employee Assistance Program), Short Term Disability, Long Term Disability, Basic Life and Accidental Death & Dismemberment
No waiting period for Paid Holidays, Medical, Dental, Vision or EAP
Medical options (including some employer contributions to provide affordability and value):
High-Deductible Health Plan (HDHP) with a Health Savings Account (HSA) option
Preferred Provider Organization (PPO) Plan with a Flexible Spending Account (FSA) option
Dependent Care Flexible Spending Account
Dental
Vision
Supplemental Voluntary Benefits
Telehealth Retirement and other benefits – full time:
401(k) Plan with Company Match
Paid Family Leave program with approved qualifying event.
Benefit Hub-employee discount program
Banking products: Free Checking, Safe Deposit Box (based on availability), Customer benefits when opening account.